3 min read
Credits & Billing
Understand the credit system, purchase packs or subscriptions, and manage your balance.
InsightSignal uses a simple credit-based system. Every action shows its cost upfront, and credits are only charged after successful completion.
Key Highlights
- Transparent pricing: Every action shows a credit estimate before you confirm. Failed actions refund credits automatically.
- Credit Pools: Your balance is organized into Subscription, Gifted, and Purchased pools — each drawn in priority order so your best credits are used first.
- Purchase options: Pay-as-you-go credit packs (never expire) or monthly subscription plans with discounted rates.
- Overage protection: Subscribers who exceed their monthly allocation keep working — overages accrue on a tab and charge automatically at a threshold, or enable Auto-Upgrade to bump to a higher plan instead.
- Credits page: Four tabs for Balance, Purchase, Transactions (full audit log), and Invoices (PDF downloads).
- Smart savings: Use duplicate detection, reuse intent profiles, and refresh (not regenerate) reports to maximize your credits.
- Team plans share one credit pool across all members, with optional per-member monthly spending caps — see Working as a Team.